Terms of Use.

Last updated: September 2026

RAFA Family of Companies ("RAFA," "we," "us," or "our") operates rafacompanies.com. These Terms of Use set out the rules for using our website.

Acceptance of terms

By accessing or using rafacompanies.com (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.

Use of the Site

You may use the Site for lawful, personal, and informational purposes only. You agree not to misuse the Site, interfere with its operation, attempt unauthorized access, or submit false or misleading information through our inquiry forms.

No offer or investment advice

Information on the Site, including any figures, projections, or descriptions of our companies, is provided for general informational purposes only. Nothing on the Site constitutes an offer to sell, or a solicitation of an offer to buy, any security, nor investment, legal, or tax advice. Any investment opportunity will be made only through formal offering documents.

Intellectual property

All content on the Site — including the RAFA name, logos, brand marks, text, images, and design — is owned by RAFA Family of Companies or its licensors and is protected by intellectual property laws. You may not copy, reproduce, or distribute any content without our prior written permission.

Third-party links

The Site may link to websites operated by our family brands or third parties. We are not responsible for the content or practices of third-party websites.

Disclaimers

The Site is provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the Site will be uninterrupted, error-free, or that information on it is complete or current.

Limitation of liability

To the fullest extent permitted by law, RAFA Family of Companies and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site.

Privacy

Your use of the Site is also governed by our Privacy Policy.

Governing law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any dispute will be resolved in the state or federal courts located in Harris County, Texas.

Changes to these terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Continued use of the Site means you accept the updated Terms.

Contact us

Questions about these Terms can be sent to info@rafacompanies.com.